First Time House Shopper
You are about to make the biggest decision for your family- you are buying a new home! Whether you are looking for a brand new home in the suburbs, a fixer upper, or a condo in the city, searching for the perfect fit for your family can be a struggle to say the least. There are a few ways that you can this process easier and Insuravita is here to help! Aside from making sure that your home is insured and covered for all events, you must find the perfect home first. Here are some quality tips that can make owning your dream home a reality.
Planning for Your Dream Home
If you are searching for a home, you most likely have a wishlist in your mind of all of the must haves. You might want a big backyard, open layout, 3 bedrooms, two car garage, and location close to school and work. Can it be done? Sure, but it is going to take time and plenty of research in the market. You may end up compromising some of these wishes for others. So, to start off, prioritize your list from most important to negotiable. Once you have done this, take to the online search.
Look up as many neighborhoods and developments in your area. It even better to utilize apps and sites like Redfin <https://www.redfin.com/>, Zillow <https://www.zillow.com/>, realtor.com, <https://www.realtor.com/> trulia <https://www.trulia.com/> etc. All of these sites can show you recent purchases in the area to get an idea of the average cost of homes within that neighborhood. This is helpful if you are buying an older home, because some sites are able to keep records of the buying history. This will show you the true cost of the land and home.
Finding Your Dream Home
The next step is to go see the homes in person schedule tours or stop by open houses as often as possible. The websites do the best that they can to provide images of interiors and exteriors, but nothing compares to physically being in the home. This allows you to have a thorough look at the surrounding area as well. You do not want to compromise the safety and security of the area for the right price, but you should stick to your budget as closely as possible. Odds are that the home you will put in an offer on has already received other offers. This being said, do not put in your highest and final offer first. Leave yourself some wiggle room for negotiation.
Home Ownership Costs
Remember, when buying a home, there are a lot of upfront costs that you can account for and the costs begin to pile up more even after the purchase. With closing costs, moving costs, insurance, furnishing, and potential fixes or renovations, this process can become very expensive. Because of this, make sure that you have extra savings aside from those allocated for the initial purchase of the home. Keep in mind, you are buying this home as an investment in your future and will hopefully be living there for decades to come.
With this in mind, purchase a home that is fit for your future needs rather than the essentials for today. Choose a home that is affordable with the possibility for additions and renovations. Once you have your home secured, come to Insuravita <https://insuravita.com/> and choose the best home insurance for you!