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Choosing Your Motorcycle and Insurance: A Detailed How To Guide

Turning sixteen is an exciting time, bringing the ability to get a license and potentially purchase a vehicle. Typically, the most common purchase is a safe and inexpensive car. But others take the more adventurous route and opt for buying a motorcycle. There are several factors to consider when choosing your motorcycle. Some things to consider are insurance, overhead costs, risks, experience, and of course style. This article gives you all the details you need when buying a motorcycle that fits you and your lifestyle.

What to Consider When Buying a Motorcycle

The biggest and arguably the most important thing to consider before choosing your motorcycle is your skill level. There are bikes that are made specifically for beginning riders, style, show, speed, performance, commuting, mountains, flat roads, etc. There are some features that are best suited for first time purchasers and riders. A bike that is lighter in weight will allow for easier steering, balancing, accelerating, and breaking. These skills are nothing like a car driver would have mastered; it would be a mistake to assume that even a dirt bike would feel similar.


You might also want to choose a bike with a lower seat, somewhere around 30 inches. Normal seat height is typically about 33-35 inches. Choosing a seat that is lower than standard will allow you to securely position both of your feet on the ground when completely stopped. An anti-lock braking system will also make it easier to stop more quickly. This will help with balance and security when coming to a stop and beginning moving. Safety is first when choosing a motorcycle. Do not overlook these factors.

Motorcycle Insurance

A lot of the appeal of buying a motorcycle is that they are cheaper than a regular car. The average brand new motorcycle will cost anywhere from 5,000 to 15,000 dollars. Comparatively, a new car will cost anywhere from 15,000 to 40,000 dollars. This makes it a lot easier to afford repairs, gasoline and potential accidents and repairs. Injuries may be more severe with riding a motorcycle, and therefore there is more cost associated with motorcycle insurance.

Final Thoughts Before Choosing Your Motorcycle

Choosing your type of bike is essential to the smart buying process. Depending on your lifestyle, you can choose from street bikes, off-road bikes, dual-purpose motorcycles, scooters and mopeds. A street bike would be for the average work commuter- freeways and around town miles. An off-road bike would be used for more mountainous regions or hillsides. Dual purpose motorcycles would allow for several different terrains. A scooter and moped would best be used for short distances and even on college campuses. Make sure to consider all lifestyle possibilities to not limit yourself in your purchase. Use Insuravita to compare quotes on your essential insurance needs for a motorcycle. This article is a great resource.

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